Interactive tool
Budget & funding gap checker
Enter what your project is budgeted to cost and what funding you can actually identify. The tool subtracts one from the other and shows you every step, including any cost or delay stress you choose to apply. It reaches no conclusion about whether the project works.
Budget
Construction cost as currently priced, including site work.
Design, engineering, permits, legal, insurance, fees, testing.
Purchase price or the basis already carried, if applicable.
The amount set aside in the budget today, however it was sized.
Interest carry, reserves, FF&E, or anything else in your budget.
Identified funding
Equity you can name and evidence, not equity you hope to raise.
Loan proceeds supported by a term sheet, commitment or existing facility.
Seller financing, land contribution credited as funding, grants, incentives.
Stress (optional)
Leave these blank to see the plain gap. Any figure you put here is your own assumption — the tool does not suggest an overrun rate, a delay or a carry cost.
A percentage applied to total budgeted cost. You choose it; we do not suggest one.
Additional months of carry.
Your own monthly carry figure — interest, taxes, insurance, staffing.
The arithmetic
Enter a budget and the funding you can identify. Every calculation will be printed here so you can check it. Nothing is stored, nothing is sent, and no figure leaves this page.
Printable worksheet
Budget & Funding Gap Checker, on paper
The same budget, funding and optional stress lines as the online tool, with the arithmetic written out so you can work it by hand and check every step.
This worksheet performs arithmetic on figures you supply. It is not an appraisal, underwriting decision, loan approval or return forecast, and it suggests no overrun rate, delay or carry cost. Nothing you write on it is sent to us, and no email address is required to download it.
Download the worksheet (PDF)This checker performs arithmetic on figures you supply. It is not an appraisal, a valuation, an underwriting decision, a loan approval, a commitment of funds, a financing offer or a forecast of returns, and it is not a review of your project by Threefold Development Partners. Your figures stay in your browser: nothing is stored, transmitted or received by us, and no value here is sent to analytics or advertising. Test every number against your own budget, counsel and lender requirements.